Author(s) : Bank Indonesia - Masagus M. Ridhwan - Perry Warjiyo - Tasiu Tijjani Sabiu - M. Kabir Hassan - Kamaruzaman Noordin - Hasanul Banna - Noureen A. Khan - Hasan Tekin - Hassan Bataineh - Masrizal - Nurul Huda - Harahap, Arridha - Budi Trianto - Hanudin Amin - Dinda Thalia Andariesta - Jahen Fachrul Rezki - Mutiara Helga Indira - Fatih Guclu - Muh Zul Hazmi Rapi - Kassim, Salina - Xiaoling, DIng - Razali Haron - Aznan Hasan - Khattak, Mudder A - Shaikh, Junaid Mehboob - Shaikh, Imran Mehboob -